Day One Kit: What to Do After a Layoff

A calm checklist for the days right after a layoff or separation. Your progress is saved only on this device.

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First 72 hours

Breathe, and don't sign anything today. Most separation agreements give you time to review. Ask for the deadline in writing.
Save your paperwork. Offer letter, final pay stub, separation notice, benefits summary and any severance agreement.
Save your work wins. Write down results, numbers and praise you remember while it's fresh (no confidential company data).
Update your personal contact details. Move anything tied to your work email or phone to personal accounts.

Health coverage. Ask HR when coverage ends. Compare COBRA continuation with a marketplace plan at healthcare.gov; losing a job opens a special enrollment period.
Severance. Check the amount, payment timing and any release you're asked to sign. Consider having an employment attorney review it.
Final pay and unused PTO. Confirm when your last paycheck arrives and whether unused vacation is paid out in your state.
401(k) or retirement plan. You usually don't need to act right away. Avoid cashing out early; a rollover to an IRA or new plan typically avoids penalties.
File for unemployment. File with your state as soon as you're eligible, usually your first week. Search 'unemployment' plus your state name on a .gov site.

Tell your story your way. Decide on a short, honest one-line answer for 'why are you looking?'
Get your portfolio started. If your employer or program sponsors PRA2S, watch for your review link. We rewrite and update your resume as appropriate, and nothing is shared until you approve it.
Practice one interview answer. Try a free practice drill on the PRA2S home page.

General information only, not legal, tax or financial advice. Rules vary by state and employer. See our ethics charter.